Frequently asked questions about Fibady and multi-entity FP&A

Live API with Odoo, Holded, Tango, SOS Contador and EternumPRO. Any other system via journal upload in Excel or CSV. New connectors on request, for a one-off fee.

$200 per company per month (€200 in Europe), all included. Two months free with annual billing. From 10 entities, a Groups plan with an agreed price.

1 to 4 hours: the time it takes to map your chart of accounts to Fibady's schema. With Odoo or Holded via API, the first connection is ready in minutes.

Only if you decide so. The AI agent is optional and enabled per account. Financial calculations are always done by Fibady's engine; the AI explains and writes, it does not calculate.

Fibady Technologies SL, Barcelona. Founded by Santiago Viglione (CEO, former CFO and PwC auditor), Alex Toro (CTO) and Mauro Ferreiro (LATAM). Funded with own capital and an ENISA loan.

Yes. It has customers in Spain and several Latin American countries, supports local ERPs via CSV or connector, and handles several exchange rates per country. USD pricing for the Americas.

Each legal entity with its own books that you connect. A typical customer has 2 or 3; some have 1, others more than 10.

No. Invite your CEO, your team, your advisor or your board at no extra cost. Roles and permissions are granular.

No. It is included with fair use; you will not see token counters or packs to buy.

Yes. Create an account, connect or upload data and see your reports before paying. No card required. On the annual plan you also get two months free and onboarding waived.

Monthly: any time. Annual: at renewal. Export your data whenever you want.

Card or bank transfer, in euros or dollars, with an invoice. Prices exclude taxes. On the monthly plan onboarding is paid separately, by module; on the annual plan it is waived in full.

The base price assumes collaboration: complete data and access within the first 7 days, valid for 30 days from payment. If the project stalls for lack of data or answers, we pause it; restarting it or adding extra rounds is quoted at US$ 75/h, always agreed with you beforehand.

If it has an API, we quote the connector as a fixed one-time payment, depending on the API. In the meantime you start by uploading CSV or Excel with a custom converter, which is included.

With an annual or multi-year plan, your price is locked by contract for as long as you renew it.

Yes. We have a partner programme for people managing several client companies, with a 20% recurring commission and its own terms. Book a call and we will go through it.

Because Fibady's work grows with entities, not with the people reading the reports. We want your CEO, your team, your advisor and your board in, at no extra cost.

From $500 by module, paid upfront on the monthly plan and waived in full on the annual plan. It covers mapping, history load and reconciling the reports with you. If your team prefers to do it alone, it can.

Three tables: the journal or general ledger, invoicing and bank movements, exactly as they come out of your system. Accounting alone is enough to start. We build the converter for your format; after that you upload the files in one click each month, or we connect the API so it updates on its own.

No. The connection is read-only. Fibady never writes, edits or deletes anything in your systems.

Yes. We work with groups in Spain, Argentina, Mexico, Chile, Colombia, Peru, Uruguay, Bolivia and Brazil. Each company keeps its local chart of accounts and is mapped to the group's management tree.

Connect the new one, map the chart of accounts (1–4 h) and the history from the old one is kept. It is one of the moments Fibady is used most: keeping reporting stable while the system underneath changes.

We connect it all the same. We have a team that specialises in API connectors to build the connector for your ERP as it is: SAP, where every installation is different, or versions of ERPs we already connect that carry their own developments. It is quoted separately as a one-off, and meanwhile you can start with the journal in CSV.

All invoicing across your companies: issued, collected, outstanding, with customer and supplier ageing. It can be sliced by customer, product, sales rep or business unit, in pivot tables or charts.

Yes. You define the commission rule per rep (percentage on sales, on collections, with thresholds) and Fibady calculates it every month from the actual invoices. It gets commissions paid without spreadsheets and shows the commercial cost per business line.

Yes. If sales live in another system (point of sale, e-commerce platform, CRM), they are loaded via Excel with a converter built for your format and cross-referenced with the accounting.

Each company connects separately, with its own ERP, currency and chart of accounts. Fibady maps them all to a common tree, eliminates the intercompany transactions you flag and gives you the group consolidation, with the ability to drill from the total all the way down to the journal entry in the company that produced it.

Yes. The account tree is editable with no depth limit: you create nodes, group them, reorder them and define which accounts belong to each one. You can keep a management tree that differs from the statutory one, plus separate views by business unit, branch or project on the same accounting.

All three statements are there: P&L, balance sheet and cash flow. Indirect cash flow is calculated automatically from the accounting; direct cash flow comes from actual bank movements. You can view any of them cumulative, monthly, by variance or against budget.

Yes, natively. Each company has its functional currency and the group reports in the currency you choose, with exchange rates per period. That includes scenarios with two parallel exchange rates, common across Latin America.

Yes. Every figure has a magnifier: it shows the accounts that make it up and, one click deeper, the journal entries with their description. It is how you answer "where does this come from?" without opening the ERP.

Year-end closing entries are detected and excluded from the management P&L so the result is not distorted. You can also post your own management adjustments (accruals, reclassifications) without touching the official books.

They are built by area or business unit, each with an owner. Every area lead loads their budget, signs it, and from then on it is locked; the group consolidation builds itself. Then, month by month, you see actual against budget with the variance and the percentage achieved per line.

It is the area owner's commitment. Once signed, it cannot be edited without a new version, and who signed it and when is on record. It is what stops the budget from being a spreadsheet that changes every week.

Yes. Forecasts are built with rules on any line: percentage growth, average of the last months, fixed value, seasonality, or formulas combining your own drivers (units, price, headcount). You can run several plans in parallel (base, optimistic, conservative) and compare them against actuals. It works as a rolling forecast: every closed month moves the projection forward.

Yes. The library ships the usual financial metrics (margins, solvency, structure and return ratios) already calculated, and you can create your own with formulas over accounts or with external data by connecting a Google Sheet: active customers, ARPA, units sold, average price. Those metrics can then be used in charts, forecasts and budgets.

The People module is in beta with customers. It lets you load the org chart and the cost of each position, plan raises, hires and departures, and feed all of that straight into budgets and the forecast. We are finishing it together with the HR team of a customer group.

Through a bank connection where one exists (Europe) or by uploading the statement exactly as the bank exports it. Fibady classifies every movement with rules you define plus a learning engine that recognises repeat counterparties, and flags whatever it could not classify so you can resolve it in one click.

Yes. Direct cash flow can be viewed daily, weekly or monthly, per bank or consolidated, with the last closed month marked. From there you forecast with rules (expected collections, recurring payments, seasonality) and compare plan against actual.

Yes. Inside direct cash flow you can load credit lines, invoice advances and loans, and see the group's real availability: what is drawable plus what is liquid. It is a view few systems offer and one a group CFO uses every week.

Not today. Fibady classifies and forecasts bank movements, but accounting reconciliation stays in your ERP. It is one of the features we are working on.

Three things. A chat that answers questions about your numbers ("where can I save based on the last closed month?", "which branch lost margin?") and builds charts or forecasts on the spot. AI-generated reports: a technical report for the finance team and a written explanation to send to the board or to partners. And automatic classification of bank movements and accounts when data is loaded.

No. The numbers are calculated by Fibady's financial engine, which is deterministic: same data, same result, every time. The AI reads those results, explains them and compares them. It never invents a figure.

Only if you decide so. AI use is optional and enabled per account; when it is on, the query is sent to the model with the data needed to answer it, with role permissions limiting what each user can see. You can use the whole platform without enabling AI.

The plan includes reasonable use for the normal work of a finance team. There are no visible counters and no surprise charges; if very intensive use calls for it, we talk it through.

Our team, with you. Kickoff session, data-load plan, chart of accounts mapping, validation against your accounting and up to two review rounds. The demo runs on sample data; real data comes in during onboarding.

Complete data in the format we ask for, and access to the ERP or the API within the first 7 days. The faster that arrives, the faster the group consolidates.

Direct support by chat and email with the same team that did your implementation, founders included. We build Fibady with our customers: whatever you are missing, we listen, and if several customers need it, we build it.

As many as you need, at no extra cost. The price is per company, not per user.

Yes, with granular roles and permissions: by company, by module and by area. An area lead can see and budget only their own scope; a partner can see the consolidation without going into the detail; the external accountant can have access to data loading only.

It is one of the most common uses. Dashboards by role, a report explained in plain language, and access from mobile or from their AI chat. The point is that the CEO sees how the business is doing without waiting for the monthly report.

On AWS, in Fibady's own infrastructure, with encryption in transit and at rest, backups and role-restricted access. We sign confidentiality agreements with customers who require them.

The company is reconnected to the new system and the history stays in Fibady. It is one of the reasons groups use it during migrations: the management view does not break even when the system underneath changes.

FP&A (Financial Planning & Analysis) is the function that turns accounting into decisions: reporting, budgeting, forecasting and variance analysis. Accounting records what happened; FP&A explains why and what comes next. Fibady automates the mechanical part of FP&A for groups of companies.

Financial consolidation is the process of combining the financial statements of several entities in the same group into a single P&L, balance sheet and cash flow, as if they were one company, eliminating transactions between them.

Direct cash flow shows actual receipts and payments from the banks; indirect starts from accounting profit and adjusts for non-cash items and working-capital changes. Both reach the same change in cash by different routes. Fibady produces both and checks that they tie.

Yes, and it is one of the fastest-growing uses. You manage all your clients' companies from one account, with separate access for each of them. We have a partner programme with a recurring commission on the billing of the clients you bring, and the option for you to charge for the implementation. Book a call and we will go through it.

There is no white label today. Your clients see Fibady, and you appear as the partner who set it up and keeps it running.