Cube is an FP&A platform for finance teams that want to keep working in Excel and Google Sheets: "your model stays yours" and Cube keeps every cell current and traceable against the source data. Fibady is FP&A software for groups with several entities, with automatic consolidation from the ERP, an AI agent and per-company pricing. Both tools solve financial reporting; they differ in where the model lives, which ERPs they connect to and how they are priced.
Comparison
| Fibady | Cube | |
|---|---|---|
| Who it is for | Groups of 2–60 entities in Spain and LATAM; in-house or fractional CFO | Finance teams that work in spreadsheets, from "growing finance teams" to "enterprise FP&A"; showcased customers in software, retail, healthcare, manufacturing, financial services and real estate. Target country or region: not published |
| Price and model | $200 per entity per month with all modules and unlimited users; 5M AI tokens per month included | Not published: "Get Custom Quote". Three tiers (Bronze, Silver, Gold); unlimited users and dimensions from Bronze; API access is a paid add-on |
| Multi-entity consolidation | Native: different charts and dual currency; intercompany accounts, or entries tagged as intercompany, are left out of the group total | "Consolidation & Close" solution set with data consolidation and financial close. Multi-currency and eliminations: not detailed on its website |
| Spain and LATAM ERPs | 25+ ERPs, with a live API for Odoo, Holded, Tango, SOS Contador and EternumPRO. If your ERP has no connector, you export the journal to Excel and Fibady adapts it, or you use the API | NetSuite, QuickBooks, Xero, Sage Intacct, Sage 50/100/300, Microsoft Dynamics, Acumatica, JD Edwards, PeopleSoft, Deltek, Yardi, Rillet, Campfire; data warehouses (Snowflake, BigQuery, Redshift) and "custom integrations". Odoo, Holded, A3, Tango and Siigo are not listed |
| Implementation | 1–4 h per entity; no mandatory consulting | Not published |
| AI | Fibady Agents on real data: a virtual CFO routes each question to specialists, who operate the platform under permissions. MCP connector for ChatGPT, Claude and Gemini. Executive reports to Word and PDF | Role-based AI agents (Data Managers, Analysts, Planners, Business Partners) and "Cube MCP Server" for Claude, ChatGPT, Copilot and Gemini; MCP integration starts at the Silver tier |
| Direct cash flow and financing | Yes, with advances and credit lines | Lists "Cash Flow Forecasting" and "Cash Flow Reporting". Direct method with advances and credit lines: not published |
| Language and support | Interface in 10 languages, including Spanish, English and Portuguese; founder-led support | Website in English. Product languages: not published. Premium support as part of the Gold tier or as an add-on |
| Where Cube wins | If your team wants to keep the model in Excel or Google Sheets with live, traceable data, Cube is designed for exactly that. And in ecosystem: North American ERPs and data warehouses, Slack, Teams, PowerPoint and Google Slides |
When to choose Fibady
When you want to take the consolidated close out of the spreadsheet, not keep it inside. When your entities run Odoo, Holded, A3, Sage, Tango or LATAM ERPs and you need consolidation with different charts, dual currency and intercompany left out of the group total, without a project. When you prefer a published per-entity price, with unlimited users and API included, and to be live in hours. And when you want, in the same platform, plan vs. actual management control, a Control Center that checks each month before you present it, Commercial analysis of sales and purchasing, and headcount planning with People.
When to choose Cube
When your FP&A team already has an Excel or Sheets model that works and what it needs is to connect it to the data and govern it. When your systems are NetSuite, QuickBooks, Sage Intacct or a data warehouse and negotiating a custom price suits you.
Sources: https://www.cubesoftware.com/, https://www.cubesoftware.com/pricing, https://www.cubesoftware.com/integrations.
Comparison updated on 3 September 2026.