LiveFlow is a platform that combines accounting, FP&A and "agentic workflows" so that "the books close on their own", aimed at physical businesses with multi-location operations: construction, healthcare, food and beverage, retail, franchises and private equity, with products for Google Sheets and Microsoft Excel. Fibady is FP&A software for groups with several entities, with automatic consolidation from the ERP, an AI agent and per-company pricing. Both consolidate several entities; they differ in market, in source systems and in whether they touch the books.
Comparison
| Fibady | LiveFlow | |
|---|---|---|
| Who it is for | Groups of 2–60 entities in Spain and LATAM; in-house or fractional CFO | Physical businesses with complex, multi-location operations: construction, healthcare, food and beverage, retail, technology, franchises and private equity |
| Price and model | $200 per entity per month with all modules and unlimited users; 5M AI tokens per month included | Not published: "pricing is tailored to what you need"; book a demo. Its pricing page lists multi-entity consolidation, A/P and A/R reporting, budgeting and cash flow forecasting as available features |
| Multi-entity consolidation | Native: different charts and dual currency; intercompany accounts, or entries tagged as intercompany, are left out of the group total | Consolidation in 160+ currencies with built-in or custom FX rates, intercompany account elimination "with a single click", ownership percentages and account mapping |
| Spain and LATAM ERPs | 25+ ERPs, with a live API for Odoo, Holded, Tango, SOS Contador and EternumPRO. If your ERP has no connector, you export the journal to Excel and Fibady adapts it, or you use the API | Accounting systems not named on the pages reviewed. Publishes payroll (ADP, Gusto, Rippling, Deel, Paylocity…), spend (Bill, Ramp), construction (Procore, BuilderTrend, Jobtread) and POS (Toast, Square) integrations. No Spanish or LATAM ERPs on that list |
| Implementation | 1–4 h per entity; no mandatory consulting | Not published |
| AI | Fibady Agents on real data: a virtual CFO routes each question to specialists, who operate the platform under permissions. MCP connector for ChatGPT, Claude and Gemini. Executive reports to Word and PDF | Agentic platform that "closes your books, reconciles accounts, manages AR and drafts journal entries", with an orchestrator that routes work between agents |
| Direct cash flow and financing | Yes, with advances and credit lines | "Cash flow forecasting" in the feature list. Direct method with advances and credit lines: not published |
| Language and support | Interface in 10 languages, including Spanish, English and Portuguese; founder-led support | Website in English; product languages and support model: not published |
| Where LiveFlow wins | Agentic accounting close: automatic reconciliation, receivables and journal entries, which Fibady does not do. And in US-market operational integrations: payroll, POS, construction, plus native products for Google Sheets and Excel |
When to choose Fibady
When your entities run Odoo, Holded, Tango, A3, Sage or Latin American ERPs and you need the consolidation with different charts and dual currency without a project. When you want financial reporting in Spanish, support in your time zone and a published per-entity price. When you prefer a platform that reads your books without writing to them. And when you want, in the same platform, plan vs. actual management control, a Control Center that checks each month before you present it, Commercial analysis of sales and purchasing, and headcount planning with People.
When to choose LiveFlow
When you operate in the United States with that market's payroll, POS or construction software and you want agents to automate the accounting close, not only the reporting. When your team lives in Google Sheets or Excel and wants the accounting data there.
Sources: https://www.liveflow.com/, https://www.liveflow.com/pricing, https://www.liveflow.com/integrations, https://www.liveflow.com/consolidation.
Comparison updated on 3 September 2026.