[{"data":1,"prerenderedAt":38},["ShallowReactive",2],{"content:en:producto:cash-flow-forecasting":3},{"frontmatter":4,"html":34,"locale":35,"section":36,"slug":37},{"id":5,"title":6,"description":7,"h1":8,"keyword":9,"date":10,"updated":11,"author":12,"schemaType":13,"draft":14,"cta":15,"faq":16,"related":26},"cash-flow-proyectado","Cash flow forecasting and runway from your ERP · Fibady","Bank transactions classified by rules, daily, weekly and monthly projections, runway and financing. Per entity and group.","Cash flow forecasting and runway from your banks and your ERP","cash flow forecasting software","2026-09-03","2026-09-04","santi","WebPage",false,"See my projected cash in a demo",[17,20,23],{"q":18,"a":19},"Does it connect directly to my bank?","Today transactions come from the connected ERP (Odoo, Holded, Tango, SOS Contador, EternumPRO) or you upload them in Excel or CSV with Fibady's template; you can export them in the same format to fix and re-upload. Direct bank connection (Open Banking) is in the catalogue as coming next.",{"q":21,"a":22},"Does it work with accounts in several currencies?","Yes. Each bank account has its currency and the group projection shows in the currency you choose, at the configured rate.",{"q":24,"a":25},"Is the forecast made by AI?","No. The forecast is calculated from your rules (growth, average, seasonality, percentage of another line, fixed amount or free formula) and every cell explains \"why this number?\". AI only steps in if you ask it to generate a plan or explain a result.",[27,28,29,30,31,32,33],"\u002Fintegrations\u002Fodoo","\u002Fintegrations\u002Fholded","\u002Fcompare\u002Ffibady-vs-agicap","\u002Fglossary\u002Fdirect-vs-indirect-cash-flow","\u002Fglossary\u002Frunway","\u002Fblog\u002Fcomo-calcular-el-runway-y-el-burn-rate-de-un-grupo","\u002Fblog\u002Fcash-flow-directo-vs-indirecto-cual-necesitas-y-por-que-los-dos","\u003Cp>Fibady classifies each entity's bank transactions, ties them to the books and projects cash by day, week and month. You see how much you have, what comes in and out, how much you can really draw counting credit lines and advances, and how many months of \u003Ca href=\"\u002Fen\u002Fglossary\u002Frunway\">runway\u003C\u002Fa> are left. Per entity and for the group.\u003C\u002Fp>\n\u003Ch2 id=\"how-are-bank-transactions-classified\">How are bank transactions classified?\u003C\u002Fh2>\n\u003Cp>With cascading IF \u002F THEN rules you define with priority (counterparty, description, amount, account), with a preview of how many transactions each rule reaches before applying it. When the system detects a repeated pattern it proposes the rule and you accept or discard it. Whatever no rule reaches stays "Unclassified", counted in the Control Centre.\u003C\u002Fp>\n\u003Ch2 id=\"what-is-the-difference-between-direct-and-indirect-cash-flow\">What is the difference between direct and indirect cash flow?\u003C\u002Fh2>\n\u003Cp>Indirect starts from profit and adjusts for non-cash items and working-capital changes: it comes from the books and explains why cash changed. Direct starts from actual receipts and payments in the banks: it is the one you forecast with. Fibady produces both and checks that they tie. More in the glossary: \u003Ca href=\"\u002Fen\u002Fglossary\u002Fdirect-vs-indirect-cash-flow\">direct vs indirect cash flow\u003C\u002Fa>.\u003C\u002Fp>\n\u003Ch2 id=\"how-does-financing-enter-the-forecast\">How does financing enter the forecast?\u003C\u002Fh2>\n\u003Cp>Invoice advances, credit lines, loans and their maturities are recorded in the financing module and show up in the projection: real availability (cash plus undrawn), financial cost and repayment calendar. It is the piece no other FP&A tool in this segment offers inside the cash flow.\u003C\u002Fp>\n\u003Ch2 id=\"how-fibady-does-it\">How Fibady does it\u003C\u002Fh2>\n\u003Cul>\n\u003Cli>Statements from the ERP or uploaded separately (Excel or CSV with template); bank, cash, card and crypto accounts\u003C\u002Fli>\n\u003Cli>Cascading classification rules with priority, preview and automatic suggestions\u003C\u002Fli>\n\u003Cli>Daily, weekly and monthly projection with rules (6 methods) and alternative plans\u003C\u002Fli>\n\u003Cli>Runway and burn rate per entity and group\u003C\u002Fli>\n\u003Cli>Financing: advances, credit lines, real availability\u003C\u002Fli>\n\u003Cli>Reconciliation between direct cash flow, indirect cash flow and bank balance\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Statements arrive via API with \u003Ca href=\"\u002Fen\u002Fintegrations\u002Fodoo\">Odoo\u003C\u002Fa> and \u003Ca href=\"\u002Fen\u002Fintegrations\u002Fholded\">Holded\u003C\u002Fa> when the ERP holds them. If you are comparing with a treasury-only tool, see Fibady vs Agicap.\u003C\u002Fp>\n","en","producto","cash-flow-forecasting",1788520140231]