# Fibady Agent: the AI that answers on your real financials

> FibadyGPT and Fibady Agents answer with your real P&L, cash and budget data, draft reports and work from ChatGPT, Claude or Gemini.

Updated: 2026-10-02 · Author: Santiago Viglione (Fibady) · https://www.fibady.com/en/product/ai-agent

FibadyGPT, Fibady's agent, is an AI assistant connected to your group's financial data. You ask in plain language — "why did personnel cost rise in the Madrid subsidiary?" — and it answers with the real numbers, shows the table the answer comes from and lets you keep asking; the chat stays open while you move around the app. Fibady's engine does the maths; the AI explains, compares and writes, and never invents a figure.

## What can the agent do that a generic chat cannot?

It has access to your P&L, balance sheet, cash flow, budgets and metrics, already calculated and validated. You do not paste a spreadsheet: it queries the source (though you can attach files too). And it does not only answer: it operates the platform with 82 tools in 9 groups — classify transactions, create rules, load data, edit plans, build charts and [dashboards](/product/dashboards-and-metrics) — narrates every step before running it and asks for in-app confirmation before any destructive action.

## What are Fibady Agents?

Fibady Agents are a specialised AI team: a virtual CFO takes your question and splits it among specialists in P&L, treasury, close, budget and collections. Predefined agents and skills come built in, and you can create your own with your own instructions. You call them with @mentions in the chat and see how they are organised in an org chart.

## What are the AI-generated reports?

They are executive reports Fibady composes with AI from your data: pick the month range and, optionally, the reference plan or forecast, and you get charts, tables and KPI cards with board-pack styling, plus a tab with the narrative explanation. You create them from a wizard or ask the agent for one in the chat. They export to Word, PDF and Markdown and stay in a library per company or group, which you can group by source, period and status.

## Can I use Fibady from ChatGPT, Claude or Gemini?

Yes: Fibady has a connector (MCP) for ChatGPT, Claude and Gemini that lets you work on your Fibady data from the AI you already use. You can ask questions, audit the month, build projections from history and get it done in Fibady: classify accounts and transactions, create the plan, build the dashboard. Always with your permission, only for the companies you choose, with separate read and write permissions, and revocable at any time.

## Data and AI: who decides

The agent is optional and enabled per account. Sharing data with the platform's AI is your decision: a master switch and a 9-group × 3-level matrix (read, write, delete) decide what it can do; whatever the user's role does not allow, the agent cannot do either. Billing, integrations and administration are never reachable by the AI, and every call is logged. The price includes 5 million tokens per month, which do not roll over; usage beyond that is billed separately. Provider and configuration are detailed on the [Security](/security) page.

## How Fibady does it

- FibadyGPT: plain-language chat on P&L, balance sheet, cash flow, budgets and metrics, already validated, open while you navigate; you can attach files too
- Every answer links to its source table; Fibady's engine does the maths
- Fibady Agents: a virtual CFO splits the work among specialists in P&L, treasury, close, budget and collections; predefined or custom agents and skills, with @mentions and an org chart
- Operates the platform with 82 tools in 9 groups, narrates every step and asks for confirmation before any destructive action
- Executive reports for the period with charts, tables, KPI cards and a narrative explanation, exportable to Word, PDF and Markdown; library grouped by source, period and status
- Connector for ChatGPT, Claude and Gemini (MCP): only the companies you choose, separate read and write, revocable
- Master switch, 9-group × 3-level permission matrix and activity log; 5 million tokens per month included

Fibady connects to more than 25 ERPs, with a live API for [Odoo](/integrations/odoo), [Holded](/integrations/holded), [Tango](/integrations/tango), [SOS Contador](/integrations/sos-contador) and [EternumPRO](/integrations/eternumpro); if your ERP has no connector, you export the journal to Excel and Fibady adapts it, or you use the API. If you are comparing with another FP&A tool with AI, see [Fibady vs Abacum](/compare/fibady-vs-abacum).

## Frequently asked questions

### What is FibadyGPT?

It is the AI chat inside Fibady. It answers with your companies' real data, links to the source table and stays open while you move around the app.

### Can I use Fibady from ChatGPT, Claude or Gemini?

Yes, with Fibady's connector (MCP). Always with your permission, only for the companies you choose, with separate read and write permissions, and you can revoke it at any time.

### Can I create my own agents?

Yes. Fibady Agents come with predefined agents and skills, and you can create your own. You call them with @mentions in the chat and see them in an org chart.

### Can the AI get a number wrong?

Figures always come from Fibady's calculation engine, not from the language model. The AI can misinterpret, which is why every answer links to its source table so you can check.

### Which models does it use?

Language models through an enterprise API; provider and model are not selectable per account. Provider and configuration are detailed on the Security page.

### Does it cost extra?

No. It is included in the $200 per company per month.

Book a demo: https://www.fibady.com/en/demo