[{"data":1,"prerenderedAt":48},["ShallowReactive",2],{"content:en:clientes:lumina-finanzas":3},{"frontmatter":4,"html":45,"locale":46,"section":47,"slug":5},{"id":5,"title":6,"description":7,"h1":8,"keyword":9,"date":10,"updated":10,"author":11,"schemaType":12,"draft":13,"cta":14,"client":15,"faq":27,"related":40},"lumina-finanzas","Fractional CFO with weekly cash flow: Lúmina Finanzas","Sergio Troisi, fractional CFO and co-founder of Lúmina Finanzas (Buenos Aires), runs his clients' weekly cash, budget and reports on Fibady.","Lúmina Finanzas: how a fractional CFO works with cash up to date every week","fractional CFO software","2026-11-06","santi","Article",false,"Show me my clients' weekly cash",{"name":16,"kind":17,"order":18,"sector":19,"location":20,"summary":21,"logo":5,"website":22,"person":23,"personRole":24,"photo":25,"personLinkedin":26},"Lúmina Finanzas","caso",5,"Fractional CFO services","Buenos Aires, Argentina","Sergio Troisi's outsourced administration and finance team. It runs the weekly cash, budget and reports of the companies he leads on Fibady.","https:\u002F\u002Flumina-finanzas.com.ar","Sergio Troisi","Co-founder and fractional CFO","sergio-troisi","https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Fsergio-troisi\u002F",[28,31,34,37],{"q":29,"a":30},"What tool does a fractional CFO use to run several companies?","One that gives the same reporting structure across all of them. In Fibady each company is an account with its ERP or files, its classified chart of accounts and its permissions. The fractional CFO accesses all of them from one profile, and each client sees only its own.",{"q":32,"a":33},"Can you run weekly cash flow without a direct bank connection?","Yes. You upload each account's statement in Excel or CSV and Fibady classifies the transactions by concept using rules, suggestions or AI. That gives you direct cash flow by day or by week, on top of the indirect one that comes from the books.",{"q":35,"a":36},"Does Fibady do bank reconciliation?","No. Fibady imports and classifies bank transactions for cash flow, but it does not reconcile the statement against the ledger. That task stays in the accounting software.",{"q":38,"a":39},"How much does Fibady cost a fractional CFO?","US$200 per entity per month, with unlimited users. The fractional CFO can include it in their fee or bill it separately, and as a partner earns 20% of what the clients they bring pay Fibady.",[41,42,43,44],"\u002Fsolutions\u002Ffractional-cfo-and-advisors","\u002Fproduct\u002Fcash-flow-forecasting","\u002Fproduct\u002Fbudgeting","\u002Fglossary\u002Fdirect-vs-indirect-cash-flow","\u003Cp>Lúmina Finanzas is a Buenos Aires consultancy that works as the outsourced administration and finance team of founders and SMEs. Its co-founder, Sergio Troisi, is a fractional CFO and uses Fibady to have the books, the banks and the budget of the companies he leads in one place every week.\u003C\u002Fp>\n\u003Ch2 id=\"who-is-lumina-finanzas\">Who is Lúmina Finanzas?\u003C\u002Fh2>\n\u003Cp>Lúmina describes itself as "your outsourced administration and finance team". It helps SME owners put their finances in order, understand their numbers and decide better, combining management accounting, administration, financial reports, tax and training.\u003C\u002Fp>\n\u003Cp>Sergio Troisi is a public accountant with experience in finance and management at SMEs across sectors, plus time in accounting firms. He teaches accounting at the School of Economics of the University of Buenos Aires and runs a programme for accountants who want to work as CFOs.\u003C\u002Fp>\n\u003Ch2 id=\"the-problem-the-fractional-cfo-arrives-and-the-numbers-are-weeks-behind\">The problem: the fractional CFO arrives and the numbers are weeks behind\u003C\u002Fh2>\n\u003Cp>It is what a fractional CFO often finds on joining a company: manual processes, a chart of accounts that no longer reflects the business, and information that arrives late. If cash is reviewed at month end, the week's decisions are made blind.\u003C\u002Fp>\n\u003Cp>And a fractional CFO is not at the company every day. They need the data to arrive in order without depending on someone preparing a spreadsheet.\u003C\u002Fp>\n\u003Ch2 id=\"how-does-a-fractional-cfo-run-weekly-cash-on-fibady\">How does a fractional CFO run weekly cash on Fibady?\u003C\u002Fh2>\n\u003Col>\n\u003Cli>\u003Cstrong>Weekly upload.\u003C\u002Fstrong> Every Monday, the company's administration team uploads the journal and the bank statements. Each bank's and the accounting software's format is mapped once; after that, uploading the file is enough.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>A chart of accounts that fits.\u003C\u002Fstrong> Sergio reviews how accounts are classified and adds the categories the business needs to the balance sheet tree, such as financial investments.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Cash by day and by week.\u003C\u002Fstrong> \u003Ca href=\"\u002Fen\u002Fglossary\u002Fdirect-vs-indirect-cash-flow\">Direct and indirect cash flow\u003C\u002Fa>, with \u003Ca href=\"\u002Fen\u002Fproduct\u002Fcash-flow-forecasting\">forecasts\u003C\u002Fa> of collections and payments. Cheques receivable are loaded as one more metric.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Budget and plan vs. actual.\u003C\u002Fstrong> Actual P&L against the \u003Ca href=\"\u002Fen\u002Fproduct\u002Fbudgeting\">budget\u003C\u002Fa>, with variances and with optimistic and pessimistic scenarios.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>Plans from ChatGPT or Claude.\u003C\u002Fstrong> With Fibady's connector, he creates and reviews plans and projections from the assistant he already uses, on the company's real data.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>A role for each person.\u003C\u002Fstrong> Whoever uploads bank statements does not need to see the rest: each user signs in with their own permissions.\u003C\u002Fli>\n\u003C\u002Fol>\n\u003Ch2 id=\"what-changes\">What changes?\u003C\u002Fh2>\n\u003Cp>The company goes from getting information when someone finishes the spreadsheet to having it updated every week. Sergio spends his time on what a finance director is there for: reading the numbers with the owner and deciding.\u003C\u002Fp>\n\u003Ch2 id=\"are-you-a-fractional-cfo-or-do-you-run-finance-for-several-smes\">Are you a fractional CFO, or do you run finance for several SMEs?\u003C\u002Fh2>\n\u003Cp>This case is yours if every new client is another spreadsheet to maintain. In Fibady all your companies share the same reporting structure, and you decide what each client sees. See \u003Ca href=\"\u002Fen\u002Fsolutions\u002Ffractional-cfo-and-advisors\">Fibady for fractional CFOs and advisors\u003C\u002Fa>.\u003C\u002Fp>\n","en","clientes",1793993271256]